How External Transfers Work

Below you’ll find an outline for external transactions. 

Standard 1-3 Business Day External Transfers 

    WEEKDAY Processing

• Started BEFORE 11am PST - initiates right away

• Started AFTER 11am PST - batches at 3pm to be initiated the next day, first thing.

• Started AFTER 3pm PST - initiates the next day

    WEEKEND Processing

• Saturday BEFORE 11am PST - initiates right away

• Saturday AFTER 11am PST - batches at 3pm to be processed on MONDAY

• Sunday - All banking institutions are closed - no transactions will be processed.

  • If you start a transfer on a Sunday - it will not be initiated until Monday.

    HOLIDAY Processing

• Monday Holidays - No transactions will be processed while banks are closed to observe holidays.

• Saturday Transfers BEFORE a Monday Holiday

  • Before 11am PST - will initiate right away and will process Tuesday when banks reopen.

  • After 11am PST - will not initiate until Tuesday when banks reopen

• Sunday Transfers BEFORE a Monday Holiday

  • All Sunday transfers will initiate on Tuesday when banks reopen

Expedited Transfers ($4.50) within 24 hours on business days.

    WEEKDAY Processing

• Started BEFORE 11am PST - initiates right away

• Started AFTER 11am PST - batches at 3pm to be initiated the next day, first thing.

• Started AFTER 3pm PST - initiates the next day

    WEEKEND Processing

• Saturday BEFORE 11am PST - initiates right away, will process Monday

• Saturday AFTER 11am PST - batches at 3pm to be initiated on MONDAY

• Sunday - All banking institutions are closed - no transactions will be processed.

  • If you start a transfer on a Sunday - it will not be initiated until Monday.

Transaction Language 

Transfer ‘Created’ - DishOut has begun to process your transaction.

Transfer ‘Pending’ - DishOut is preparing to initiate your transaction.

• This transaction can be canceled at this point - *Only applies to external transfers

Transfer ‘Processing’ - DishOut is sending your transaction to your connected bank.

Transfer ‘Settled’ - DishOut has completed the transaction.

• “Settled” - is only a reflection of DishOut’s internal actions, the transaction is still dependent on each bank’s settlement schedule - the bank must clear and finalize the deposit into the user’s account.

Transfer ‘Canceled’ - This means either the user canceled their transaction, or DishOut was unable to process the request.